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BrightDrive | Toyota Insurance Management Solutions

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Your Toyota is Smart Enough to Save You Money

Through the BrightDrive™ experience, Toyota owners can enjoy a 10% discount right away and up to 40% at renewal.¹

Your Toyota is Smart Enough to Save You Money

Through the BrightDrive™ experience, Toyota owners can enjoy a 10% discount right away and up to 40% at renewal.¹

What is the BrightDrive™ experience?

BrightDrive is a new and innovative usage-based insurance (UBI) experience created exclusively for Toyota owners. Through Toyota Insurance Management Solutions (TIMS) and in partnership with Nationwide Insurance®, Toyota owners are able to save money on car insurance based on how they drive. Qualifying drivers receive a 10% discount immediately and upon renewal, up to 40%.

No dongle or additional apps required for newer model Toyotas.

How Does it Work?

Customers with a connected Toyota are eligible to participate in the BrightDrive experience by simply following the steps below.²

01. Complete a Quote

Complete a quote and purchase your policy online, and receive a 10% discount instantly.

02. Opt-in & Share

Opt-in to begin sharing your driving data with TIMS and Nationwide Smartride®.

03. Drive Safe

Drive safely during the evaluation period. We’ll handle the rest.

04. Save Money

Upon renewal, enjoy savings of up to 40%.

Is My Car Eligible?

All non-hybrid model year 2020 vehicles will be connected and capable of participating in the BrightDrive experience, with a few exceptions. Some 2018 and 2019 models are capable as well. For a complete list of connected vehicles, click here.

If you have an older model, no problem! You are still encouraged to participate. Our agents can assist you with setting up the right policy.

What are the Benefits of the BrightDrive™ Experience?

Toyota Insurance Management Solutions is committed to providing Toyota owners with the best value and service. With BrightDrive, we are giving our customers a seamless way to help reduce the cost of their insurance based on their safe driving habits. Additional benefits of BrightDrive include…

Toyota Genuine Parts

Original equipment manufacturer parts for most Toyota repairs.³

Accident Forgiveness

Additional features such as accident forgiveness.

10% Discount

10% SmartRide participation discount upon choosing BrightDrive.

Up to 40% Savings

Up to 40% savings on renewal just for being a safe driver.

Coverage for All Vehicles

Coverage may be extended to additional vehicles in your household, regardless of manufacturer.


Bundle with a Nationwide homeowners product.

Where is the BrightDrive™ Experience Available?

We are currently offering BrightDrive in the following states

Arizona, Maryland, Ohio, Pennsylvania, Virginia and Texas

We are Expanding to Additional States!

Check back soon to find expanded availability.

If you are outside of the available states, Toyota Insurance Management Solutions can still provide you with a competitive quote for auto and home, call 877-249-0086 or go to

Not Ready for BrightDrive™?

If you prefer not to share your vehicle driving data or want other choices, we can help you:

Buy Online

Purchase a Nationwide policy online.

Not available in AK, HI, OK, FL, MA, and MI

Call an Agent

Speak to a licensed agent.


Visit TIMS

Visit our website.

Got Questions?

Perfect, we’ve got answers!

Yes, call 877-249-0086.

BrightDrive was designed to offer the owners of connected Toyota vehicles a seamless UBI experience. As long as one of the vehicles in your household is an eligible connected Toyota, then your other vehicles from other makers may be added to the policy.

TIMS is an insurance agency affiliated with Toyota. TIMS is authorized to represent major insurance companies, including Nationwide.