How does it work?
Your connected Toyota comes equipped to transmit driving data — no dongle or additional app required!
By opting to share your data, you gain access to an innovative usage-based insurance (UBI) product created exclusively for Toyota drivers.
Through Toyota Insurance, and in partnership with Nationwide Insurance, connected Toyota drivers can enroll in the Nationwide SmartRide program² and receive a 15% discount immediately, with up to 40% upon renewal.¹
What do I need to do?
Drivers of an eligible connected Toyota can take the actions below.
Complete a Quote
Complete a quote and purchase your policy online, and receive a 15% discount instantly.
Opt-in & Share
Opt-in to begin sharing your driving data with Toyota Insurance and Nationwide SmartRide®. You can opt-in when you register your vehicle on the Toyota app.
Drive safely during the evaluation period. We’ll handle the rest.
Upon renewal, enjoy savings of up to 40%.
Is my car eligible?
All model year 2020 through 2022 vehicles will be connected and capable of participating, with a few exceptions. Some 2018 and 2019 models are capable as well. Below is a list of models enabled for this program:
(If you have an older model, no problem! Our agents can assist you with finding the coverage you need.)
- CARS & MINIVAN
- CROSSOVERS & SUVS
L/LE, LE, SE/X, XSR
2020-2022 Corolla Hatchback
2018-2022 Prius Prime
L, LE, LTD, SE, XLE
Base, AC, D, DO, PR, RE
CR, DO, RE
2021-2022 Corolla Cross
2020-2022 Rav4 Prime
What are the benefits?
Toyota Insurance is committed to providing Toyota drivers with the best value and service. We are giving connected Toyota drivers a seamless way to help reduce the cost of their insurance based on their safe driving habits. Additional optional benefits include…
Toyota Genuine Parts
Original equipment manufacturer parts for most Toyota repairs.³
Additional features such as accident forgiveness.⁴
Coverage for All Vehicles
Coverage may be extended to additional vehicles in your household, regardless of manufacturer.⁵
Bundle with a Nationwide homeowners product.
If you prefer not to share your vehicle driving data or want other choices, we can help you:
Perfect, we’ve got answers!
Can I talk to an agent if I don’t want to purchase online?
Yes, call (877) 249-0086.
We also have non-Toyota vehicles in my household, can we still participate?
As long as one of the vehicles in your household is an eligible connected Toyota, then your other vehicles from other makers may be added to the policy.
Who is Toyota Insurance?
Toyota Insurance is the brand name of Toyota Insurance Management Solutions USA, LLC, the only Toyota owned independent agency in the USA and is authorized to represent major insurance companies, including Nationwide.
¹ Products underwritten by Nationwide Mutual Insurance Company and Affiliated Companies. Subject to underwriting guidelines, review, and approval. Products and discounts not available to all persons in all states. Nationwide, the Nationwide N and Eagle, Nationwide is on your side, and other marks displayed in this message are service marks of Nationwide Mutual Insurance Company or its affiliates, unless otherwise disclosed.
² Availability varies; program differs in California and North Carolina. Stated discounts are approximations. Discounts do not apply to all coverage elements; actual savings, availability, and program criteria vary by state, coverage selections, rating factors and policy changes. Enrollment discount applies until a driving behavior discount can be calculated, which could be zero. Driving behavior discount is applied to a policy when all drivers have activated the SmartRide Mobile app within 30 days of the policy’s effective date and the app remains active for 80 days. All discounts are subject to change based upon actuarial support and driving behavior at subsequent renewals or with changes in drivers or vehicles on the policy.
³ Original equipment parts endorsement is optional; additional charges apply. Terms, conditions, and limitations apply.
⁴ Additional charges apply.
⁵ At least one vehicle per household must be eligible.