How does it work?
Driving data from your Toyota connected car can be used in a new and innovative usage-based insurance (UBI) product created exclusively for Toyota owners. Through Toyota Insurance Management Solutions (TIMS) and in partnership with Nationwide Insurance®, owners can enroll their Toyota connected car into the Nationwide SmartRide program to receive a 10% discount immediately and upon renewal, up to 40%.
No dongle or additional apps required; your Toyota connected car does it for you.
What do I need to do?
Owners of a connected Toyota can take the actions below.²
01. Complete a Quote
Complete a quote and purchase your policy online, and receive a 10% discount instantly.
02. Opt-in & Share
Opt-in to begin sharing your driving data with TIMS and Nationwide SmartRide®. You can opt-in when you register your vehicle on the Toyota app.
03. Drive Safe
Drive safely during the evaluation period. We’ll handle the rest.
04. Save Money
Upon renewal, enjoy savings of up to 40%.
Is My Car Eligible?
All non-hybrid model year 2020 vehicles will be connected and capable of participating, with a few exceptions. Some 2018 and 2019 models are capable as well. Below is a list of models enabled for this program:
(If you have an older model, no problem! Our agents can assist you with finding the coverage you need.)
What are the Benefits?
TIMS is committed to providing Toyota owners with the best value and service. We are giving owners of Toyota connected cars a seamless way to help reduce the cost of their insurance based on their safe driving habits. Additional optional benefits include…
Toyota Genuine Parts
Original equipment manufacturer parts for most Toyota repairs.³
Additional features such as accident forgiveness.⁴
Coverage for All Vehicles
Coverage may be extended to additional vehicles in your household, regardless of manufacturer.⁵
Bundle with a Nationwide homeowners product.
Where Is This Available?
Currently offered in the following states
If you prefer not to share your vehicle driving data or want other choices, we can help you:
Perfect, we’ve got answers!
As long as one of the vehicles in your household is an eligible connected Toyota, then your other vehicles from other makers may be added to the policy.
TIMS is an insurance agency affiliated with Toyota. TIMS is authorized to represent major insurance companies, including Nationwide.
¹ Products underwritten by Nationwide Mutual Insurance Company and Affiliated Companies. Subject to underwriting guidelines, review, and approval. Products and discounts not available to all persons in all states. Nationwide, the Nationwide N and Eagle, Nationwide is on your side, and other marks displayed in this message are service marks of Nationwide Mutual Insurance Company or its affiliates, unless otherwise disclosed.
² Availability varies; program criteria differ in California. Stated discounts are approximations. Discounts do not apply to all coverage elements; actual savings vary by state, coverage selections, rating factors and policy changes. The enrollment discount applies during data collection; the final discount is calculated according to driving behavior and could be zero. The final discount applies at the next policy renewal and is subject to change based on actuarial support at subsequent renewals or with changes in drivers or vehicles on the policy.
³ Original equipment parts endorsement is optional; additional charges apply. Terms, conditions, and limitations apply.
⁴ Additional charges apply.
⁵ At least one vehicle per household must be eligible.